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Why You Need Insurance at Horse Shows

June 14, 2018
Why You Need Insurance at Horse Shows

If you’ve been riding horses your whole life or owned horses for a while, you’ve likely attended equestrian-based competitions.

If you’re ready to enter your horse in horse shows there are a lot of steps, like forms to fill out, fees to pay and training.

Equine insurance is probably the last thing on your mind, but there are a couple of things you should think about, including:

  • Additional insurance needed to protect your tack
  • Transportation of your horse
  • Liability for ownership of your horse

Tack and Equipment Coverage

What if your tack is lost, stolen or damaged at a horse show? Or your saddle? You want to make sure your tack and equipment are covered if you take them off your farm or boarding facility.

It’s important to remember you need to add on your tack separately to your farm insurance or horse insurance policies. That way it’s covered when it’s not on your premises. Give Henry Equestrian a call today and we’ll make sure your insurance needs are met before you attend your next horse show.

Transportation Coverage

If you’re shipping your horse to the show yourself, you’ll need a trailer. Your horse trailer also needs to be covered by insurance.

With Henry Equestrian you can insure your new horse trailer under your Henry Equestrian plan policy. The Henry Equestrian policy would insure your trailer for collision, upset and specified perils coverage such as damage caused by fire, lightning, theft and windstorm. Once you attach your trailer to your truck, the liability coverage for the trailer would extend from the pulling vehicle.

We can also provide separate trailer insurance (depending on the type and use of your trailer), or a combined truck and trailer coverage. These policies would provide you with coverage such as:

  • liability and comprehensive coverage
  • Protection against vandalism, theft and other types of damage
  • Coverage for tack and other equipment stored in your trailer (If added to your Henry Equestrian policy)
  • Cash value or full replacement options
  • High limits of coverage

Contact Us Today

At Henry Equestrian, Powered by NFP, we understand horses and we want to make sure your horse is protected while traveling to and from shows and events. Contact us today to learn more or click below for a free, no-obligation quote.

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