In equine sports and coaching, it’s critical to ensure the safety of both participants and professionals. Waivers are an important step coaches and trainers must take to safeguard against unforeseen events and potential liability.
Waivers are documents that serve as a contractual agreement between the coach and their clients, outlining the terms and conditions of participation in horse-related activities. Every equine coach should have a waiver in their legal name. The waiver not only protects the coach but also sets clear expectations for participants regarding inherent risks.
Here are some things to remember when developing your waivers:
- Consult a lawyer. Crafting an effective waiver requires legal expertise. Coaches should seek legal counsel when developing their waiver document. Although there are numerous examples available online, they may not provide adequate protection in the event of a loss. An attorney with knowledge of equine-related laws can help ensure that the waiver is comprehensive and legally sound.
- Get signatures. A waiver must be signed by all participants. If the participant is a minor, a parent or legal guardian can sign on their behalf. As soon as a participant reaches the age of majority, however, they must sign their own waiver. This ensures that all parties involved acknowledge and accept their responsibilities and risks.
- Ensure participant understanding. When you provide participants with the waiver, it’s crucial to ensure they understand what they’re signing. Coaches must take the time to ensure that all participants thoroughly understand the risks associated with horse riding. This may involve a comprehensive explanation of potential dangers and safety measures and allowing participants an opportunity to ask questions or seek clarification.
- Keep a copy. Coaches must keep a copy of the signed waivers. These documents are vital in the event of a claim, as they serve as proof of participants' consent to the terms and conditions outlined in the waiver.
In the event of a claim, you will be asked to provide a waiver to your insurer. While it can’t prevent a lawsuit, waivers can also be a powerful tool in helping your legal team mount a robust defense if one does take place. The existence of a signed waiver demonstrates that participants were aware of the risks involved, which helps reduce potential liability.
In equine coaching and sports, waivers are more than just best practice. They’re a necessity. By having a legally sound waiver, coaches can create a safer environment for their clients while protecting their businesses.
Our experts at Henry Equestrian know the equine industry and are here to help you reduce risk and protect what matters most. Call us at 1.800.565.4321, or request your insurance quote online today.