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When You’re Renting A Barn In Ontario, You Want The Right Insurance

You’ve decided that you’re almost done with the city. You’ve been boarding your horses for awhile now. You’re wondering if you’d be better off renting a barn and keeping your equipment there instead of boarding.

And who knows, maybe you could do more than just ride yourself. You’ve always wanted to own your own business, what if you decided to share your love of horses with other people and build a business out of it.

You’ve got some great ideas, you worked out a great deal for the lease, but have you thought about your insurance needs? It’s important that you know about:

  • Tenants Legal Liability
  • Other liability coverage if you’re starting a business

Extra Liability Coverage

You’ve decided that you would like some space for your new horse and some of the extra stuff that you have, so you’ve arranged to rent a barn from a farmer that has some property close by. You take a look at the barn and it’s perfect for your needs.

Now it’s time to think about liability. If any damage happens to the space you’re renting in Ontario, the Tenants Legal Liability coverage would take care of your legal liability for those damages.

Contact Henry Equestrian Insurance Brokers Ltd. today to find out more and get a free, no-obligation quote for Tenants Legal Liability coverage.

Commercial General Liability

You’ve decided to rent farm facilities for a business. You know a thing or two about boarding horses because you boarded yours before you decided to rent this barn. The people who decide to board their horses with you will trust you with their passion, make sure you’re covered in the case of any accident.

No matter whether you rent a facility for boarding, for a camp or to share your love of horses through teaching, you need to make sure that you have the right liability coverage in Ontario.

Not only do you need Tenants Legal Liability to protect you in the case of damages to the space you’re renting, you need Commercial General Liability coverage as well.

The policy gives you maximum limits or amounts of liability insurance for:

  • Medical expenses: You can be sure a claimant’s low cost medical expenses are covered without a lot of questions about liability or responsibility.
  • Legal defense costs: You can save your business the financial burden of court costs if you’re sued, whether the case has merit or not.
  • Claims or settlement costs: Without this policy you could be held responsible for bodily injury and property damage claims.

It’s important to have your insurance in place before you start any commercial activity. Call 905-727-1144 today or click on the Free Insurance Quote button. At Henry Equestrian Insurance Brokers Ltd., we’ll make sure that you’ve got the liability coverage you need for the property you’re renting.