FAQs

Costs for medical or surgical treatment, purchasing a new horse and liability for property damage caused by a horse can be expensive. Horse insurance financially protects you from the loss, severe injury, or disability of your horse. Plus, it provides you peace of mind for a variety of scenarios, including mortality, theft, major medical and more.

No, you are not required to have horse insurance. However, having the proper horse insurance policy can protect you financially from the loss, severe injury or disability of your horse.

Equestrian liability insurance is the most common type of insurance coverage for personal and/or commercial horse owners. This policy covers you for injuries and/or damage caused to others because of your equine-related activities.

Depending on the entirety of your equine-related activities, additional coverages might be recommended.

Yes. Full Mortality coverage is only offered to horses under the age of 17. At 17 we can only offer Specified Perils coverage for horses not currently insured in our program. If your horse is already insured with us and turns 17, you can apply for Full Mortality coverage with forms up to the age of 20.

There are many types of horse insurance coverages available depending on your equestrian activities. At Henry Equestrian, we can help you find coverage for:

• • Horse mortality
  • Horse medical and surgical expenses
  • Horse clubs
  • Horse farms
  • Hobby farms
  • Luxury horse farms
  • Equestrian facilities
  • Liability
  • Riding instructors
  • Directors and officers
  • Error and omissions
  • Trucks and Horse Trailers
  • Horse shows and events
  • Travel Insurance for Equestrians

The type of insurance coverage you need to travel with your horse depends on several factors. Whether you travel across Canada, North America or the world, Henry Equestrian can help you find the right insurance policy for your needs, including air trip transit, berserk, worldwide extensions of coverage and even travel insurance for yourself!

If you train and/or board horses, you should strongly consider insurance coverage to financially protect yourself, your business and any facilities you train and/or board out of. At Henry Equestrian, we’d recommend you consider:

• • Horse mortality insurance
  • Equestrian facility insurance
  • Equestrian liability insurance
  • Care, Custody & Control liability

Every situation is different, so please contact us today to discuss your needs with a specialist.

You should always have your truck and horse trailer properly insured. Every situation is different, whether you are trailering your own horse in your own trailer or using the trailer to ship non-owned horses commercially. At Henry Equestrian, we will work with you to find the best solution to your trailering insurance requirements.

Hobby farm insurance is coverage designed to protect hobby farm owners and their horses, property and equipment. At Henry Equestrian, we can work with you to tailor a plan specifically to your needs and make sure you only pay for the insurance you need.