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With a horse business, you’re bound to have visitors. No matter how much a visitor may love horses, it doesn’t mean they have experience with them. Horses are large animals that can sometimes act unpredictably. No matter how well you train your horses you need to protect yourself against a claim or lawsuit. What you’ll discover in this report: The difference between horse breeding Insurance and a farmowners policy Common claims against breeders How to plan ahead Coverage offered by a commercia

If you care for horses you don’t own or lease, you could be held liable if something happens to them. Whether you board, care for, service, train or handle horses you don’t own in, you should consider horse care, custody and control liability insurance. This coverage protects you from being held financially responsible for the value of the horse, plus any vet, surgical expenses and legal fees if a horse were to die, become injured or ill in your care. What you’ll discover in this report: What’

Equine assisted services, also sometimes called equine assisted growth and development, is a complicated activity in terms of insurance. Why? Because any of the following statements may describe what you do: You provide horses for the use of therapy for patients who may or may not be physically or mentally challenged You assist a professional physical therapist, psychologist or psychiatrist You’re certified and trained to provide horse and horse-handling services for therapy You’re a riding tr

You provide a service to your customers by caring for their horses. Your treatments could include equine massage therapy and other alternative therapies such as acupressure, aqua therapy, electrical stimulation, magnetic therapy and dry or wet heat and cold applications By providing these services, you open yourself to being held responsible for any bodily injury or property damage that occurs while you’re providing the therapy. What you’ll discover in this report: Common claims against horse

Disabled therapeutic horse riding has been around since the 1970s to help those with special needs. It’s wonderful to see the therapeutic benefits, both physically and mentally. But it also brings liability concerns. Obviously, the greatest concern is a worsening of a condition for a student or any bodily injury that can occur while handling a large animal. But you also have instructors and volunteers to worry about. For a situation with so many unpredictable variables, Henry Equestrian can hel

Your horse is important to you, and it’s a high-value investment. You want to make sure you protect your horse’s life. What you’ll discover in this report: Types of horse mortality insurance Other types of coverages to consider What Insurance Is Available for My Horse’s Life? We offer two types of insurance for horse mortality. First, there’s full mortality and theft insurance, which is very similar to a term life policy you’d purchase for yourself. This insures you against: Financial loss d

If you’ve recently adopted or purchased a pony, maybe you’ve considered sharing the ponies with children at birthday parties or on pony rides. After all, you have everything you need to start a business, right? What about insurance? If a child falls off a pony and gets hurt or a scared pony runs loose and causes damage in a public space, you would be held liable. You need to think about: Common claims involving pony rides Following government/insurance standards How to plan ahead Coverage offe

Horses are large animals that can behave unpredictably. If you’re training them to do something new, training in a new environment or introducing them to someone new to handling them, they may act up. Sometimes, these situations can result in an injury. And because you’re working with high-value animals, it adds risk. Whether you train horses out of your own facility or elsewhere as an independent contractor, you want to make sure you protect yourself against a claim or lawsuit. What you’ll dis

You love horses. You love children. You already teach lessons to children and you’re thinking about starting a day or overnight camp on your farm, complete with trails and swimming. But have you thought about the level of risk for liability and the insurance you’ll need to cover that risk? In this report we’ll cover: The level of risk for liability Common claims against horse camps How to plan ahead The coverage you need Coverage offered by a commercial general liability policy Government/insu