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You’ve always loved horses. You’ve finally decided you’re ready to take the leap and buy the horse you’ve always wanted. You’re excited, but a little overwhelmed. There’s so much to think about – and you should do all your thinking and planning before bidding on or buying a horse. When you make such a large investment, you want to insure your investment. There are many insurance considerations when it comes to your new horse. Have you thought about: Housing your horse? Your horse’s medical nee

If you’ve been riding horses your whole life or owned horses for a while, you’ve likely attended equestrian-based competitions. If you’re ready to enter your horse in horse shows there are a lot of steps, like forms to fill out, fees to pay and training. Equine insurance is probably the last thing on your mind, but there are a couple of things you should think about, including: Additional insurance needed to protect your tack Transportation of your horse Liability for ownership of your horse

You’ve always loved horses. You want to find out what it’s like to have a horse. So, before you decide to buy your own, you decide to lease one as a trial. You find a horse you love, speak with the owner and are about to sign a one-year lease. Before you close the deal, you should think about equine insurance. Have you considered: Insurance you’ll need if you don’t own the horse? Ways to protect your lease fees? Housing your horse? Transporting your horse? Liability if your horse injures someo

You’ve decided you’re almost done with the city. You’ve been boarding your horses for a while, and you’re wondering if you’d be better off renting a barn and keeping your horse and equipment there instead of boarding. Maybe you could do more than just ride yourself? You’ve always wanted to own your own business. What if you decide to share your love of horses with other people and start a business? You’ve got some great ideas, you worked out a great deal for the lease, but have you thought abou

If you decide to board horses at your farm, you’ll need to consider some of the financial risks of boarding non-owned horses. That’s where Henry Equestrian comes in. We’ll walk you through what insurance coverage you need to start your horse boarding business, including: Standards to follow for operating an equine facility Coverages to protect all your interests If a friend wants to keep their horse on your farm If a boarder brings a friend to ride their horse If your boarders’ horses are cove

If you offer horse-drawn vehicle rides, you want to make sure you have the proper insurance coverage. Whether you’re giving a wagon ride for a child’s birthday party or a romantic carriage ride so a customer can propose, you’re responsible for incidents involving passengers and bystanders. Because horses can sometimes act unpredictably – especially in busy areas – you also need to be concerned about property damage. This places horse vehicle incidents at a high-risk level. What you’ll discover

For people who have never spent time on a farm, an overnight visit to a guest and dude ranch is an opportunity for a new adventure. In Canada, these western-style activities often include high-risk activities that include the whole family. And, sometimes, these activities involve going off your property onto another owner’s property with whom you have an agreement. What you’ll discover in this report: The risk level of owning and operating a guest and dude ranch Common claims against guest and

Whether you provide guide and outfitter services for a few hours or for an overnight trip, you want to make sure all your guests, guides, horses and assets are protected. Guides and outfitters services may include: Riding animals Pack animals and tack Camping and/or other recreation gear and equipment Food for guests Operators and guides What you’ll discover in this report: The risk level of running a guide and outfitter operation Common claims involving guides and outfitters How to plan ahe

There are risks when you mix humans and horses together. Not every visitor has experience with horses. Some have little or no experience handling, riding or training horses. And horses are large animals that can sometimes act unpredictably. No matter how well you train your horses, you want to make sure you’re protected against a claim or a lawsuit. What you’ll discover in this report: The difference between boarding insurance and a farmowners policy Common claims against boarding businesses H