You Think You Have A Winner So You Start Entering Horse Shows
You’ve been riding your horse your whole life and you’ve owned horses for awhile now and attended equestrian based competitions. You’re ready to start entering your horse in Ontario horse shows. You decide to start with an easy one – your local agricultural fair.
There are forms to fill out, fees to pay, training to start. Equine insurance is probably the last thing on your mind, but there are a few things you should think about:
- Additional insurance needed to protect your tack
- Transportation of your horse
Tack And Equipment Coverage In Ontario
What if your tack was lost, stolen or damaged at a horse show? Your saddle was not an inexpensive purchase – especially because you bought the more ornate one for this show. You want to make sure that your tack and equipment is covered if you take it off your own farm.
What you need to know is that you need to add your tack on separately to your farm insurance policy. That way it’s covered when it’s not on your premises. Give Henry Equestrian Insurance Brokers Ltd a call today and we’ll make sure that your insurance needs are met for the next horse show you attend.
Transportation Coverage In Ontario
If you’re moving your horse to and from horse shows, you’ll need a horse trailer. One thing to remember: There’s risk while you’re travelling, but also while you’re loading and unloading your horse. We can make sure you’re covered the moment your horse steps on the ramp.
With Henry Equestrian Insurance Brokers Ltd you can insure your new horse trailer under your HEP plan policy. It will insure your trailer for collision, upset and specified perils coverage such as damage caused by fire, lightning, theft and windstorm.
Once you attach your trailer to your truck, the liability coverage for the trailer would extend from the pulling vehicle.
We can also provide separate Livestock Trailer Insurance, combined truck and trailer coverage, or add it as an endorsement to your horse insurance policy. As a separate policy you get:
- Separate liability and comprehensive coverage if not fully covered by your truck insurance
- Protection against vandalism, theft and other types of damage beyond any coverage you may be entitled to under your other insurance policies
- Coverage for tack and other equipment stored in your trailer
- Cash value or full replacement options
- High limits, up to $50,000 or even more
You can even build roadside assistance options into your Ontario Livestock Trailer Insurance, as well as board and lodging expenses (including for your horses) if you become stranded after an accident or breakdown.
If you have any questions about whether you need additional horse trailer insurance, call us at Henry Equestrian Insurance Brokers Ltd. We’ll look at your current coverage and make sure you get what you need for the right price.
Call 905-727-1144 today or click on the Free Insurance Quote button for a free, no-obligation quote within 1 business day.