Ontario Horse Club Insurance
When you set up or took office at your horse club or association, you probably weren’t thinking about a lawsuit landing on your desk or a serious incident happening, usually beyond your control, with major implications for your group.
But these are very real risks for non-profits like yours that can cost a fortune to put right or can impugn your reputation. And if you don’t have the means to defend yourself or pay a damages settlement, you could very quickly find yourself in serious trouble.
To protect against these hazards, you need Horse Club Insurance and perhaps other policies that will safeguard your property, your horses and your members.
But where do you start and how do you know exactly what needs to be covered? By talking to Henry Equestrian Insurance Brokers Ltd, the Horse Association Insurance experts already trusted by scores of organizations throughout Ontario.
The key point is that to be sure you’re properly protected for all the risks you face, without paying for coverage you don’t need, you really need to speak to an Equestrian Club Insurance specialist.
Your Custom Horse Club Insurance Plan
At Henry Equestrian Insurance Brokers Ltd, we help you size up your risks and identify your insurance needs so we can put in place a plan that covers them within your budget.
There can be multiple components and options but your horse insurance plan will be built around core liability insurance of up to $1m for claims or settlements relating to injury or damage caused to non-members or their property, but attributed to the activities of your club.
You might sometimes hear this called spectator liability, since it protects you if you’re sued by a member of the public attending an event you organized. But your liability protection under our Horse Association Insurance plans actually covers you against all third party claims — for example a damages claim from an owner whose land or premises you use.
This protection includes defense costs — sometimes a six-figure sum, even if the person who is suing you loses the case — and is in addition to your liability limit.
More Options For Your Equestrian Club Insurance
In addition to this, Henry Equestrian Insurance Brokers Ltd offers a wide range of additional horse-related insurance plans, including:
- Directors and officers liability, for allegations relating to performance and competence.
- Horse Insurance for mortality or serious injury to any animals you own. Plus we can provide discounted coverage on an individual basis for your members.
- Equestrian Liability Insurance — again for any animals you own or for your individual members.
- Coverage for any property or vehicles you own.
- Other Business Insurance including fraud protection.
We can also provide guidance on risk management and full support if you ever need to file a claim on your insurance plan.
How To Get Best Value Horse Association Insurance
Because Henry Equestrian Insurance Brokers Ltd is one of the biggest and best-known names in Ontario Horse Insurance, we’re able to secure some of the best Horse Club policy deals in the province, with highly competitive rates plus potential discounts for multiple policies and for your individual members.
Even if you already have Equestrian Club Insurance, we may be able to obtain better coverage or lower rates — sometimes both — than you currently have.
Find out right now how you can benefit from our Horse Association program by clicking our Free Quote request button. There’s absolutely no obligation… but you could be on your way to saving money and better protecting your organization.