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I-We understand and agree that the policy to be issued shall be founded upon the statements contained herein; that animals having heaves or vicious habits, that animals which are colickers or emphysematous or bleeders or blind or nerved at or above the fetlock or orphan foals under 90 days of age are not insurable; that the company shall not be liable for any loss caused by an insured animal becoming unfit or incapable of fulfilling the functions, use or duties for which it is kept, used or intended, unless the ‘Disability’ endorsement is applied to the policy; and that no operation be performed on any insured animal without the WRITTEN consent of the company unless the operation is necessary, as a result of a peril insured by the policy.
I-We understand and agree that immediate notice and full details of any lameness, illness, injury or death of the animal will be given to the insuring company. I-We agree that this application shall be the basis of the contract and if anything be falsely stated or information withheld to influence the company’s decision, the insurance contract shall be null and void. It is understood, however, that the signing and filing of this application does not bind the company and no insurance shall be deemed effective unless and until this application is received and accepted by the company and any binder of coverage shall then be effective only upon receipt by the insurance company.